Securing Nara’s School Fund

Woookkkeyy,

It’s a long process

Considering thousands factors (I’m a woman, I tend to exaggerate i have a right to do so)

such as:

1. Where are we planning to live permanent. We’re still renting our current house..so dream house dream house, let’s keep our fingers crossed XD
2. The school location:  should be near our house
3. The school itself, should posses a great quality. Is it gonna be a state or private school? Ngga mau sekolah borju, selain karena ngga mampu, kalo maksapun ntar anak gw minder sama temen-temennya…pokonya yang sesuai sama kondisi keuangan kitalah alias tau diri, hehe.
4. How much is the enrollment and school tuition fee now, and how much is the future value by the time Nara enters later. Although I already accept the assumption that inflation rate for school fee is around 20%, looking at the final numbers still gave a heart attack.
5. Calculating how much each month I should set aside for buying mutual fund (still shocking, hihi) and my mind already wanders how much I should be spending on mutual fund when I have another baby, hehe but let’s stay sane and focus on the son that really exist for now
6. Choosing the mutual funds and investment manager. Here’s the fun part where i’m doing research here and there..hehe

There are times when I just wanna give up and use a financial planner service, hehe but I think we’ll manage to do it ourselves too. Amin… (with a little help from here and there for inputs to consider)

Finally I (yes, I karena Pandu nyerahin semuanya ke gw…kekeke) decide on what mutual fund to buy…

I should have done this the minute Nara born, because now we have to spare more money each month because of the delay. But hey, better late than no fund right?

Next,

Let’s tighten our belt more to get us that dream house

Securing Nara's School Fund

Woookkkeyy,

It’s a long process

Considering thousands factors (I’m a woman, I tend to exaggerate i have a right to do so)

such as:

1. Where are we planning to live permanent. We’re still renting our current house..so dream house dream house, let’s keep our fingers crossed XD
2. The school location:  should be near our house
3. The school itself, should posses a great quality. Is it gonna be a state or private school? Ngga mau sekolah borju, selain karena ngga mampu, kalo maksapun ntar anak gw minder sama temen-temennya…pokonya yang sesuai sama kondisi keuangan kitalah alias tau diri, hehe.
4. How much is the enrollment and school tuition fee now, and how much is the future value by the time Nara enters later. Although I already accept the assumption that inflation rate for school fee is around 20%, looking at the final numbers still gave a heart attack.
5. Calculating how much each month I should set aside for buying mutual fund (still shocking, hihi) and my mind already wanders how much I should be spending on mutual fund when I have another baby, hehe but let’s stay sane and focus on the son that really exist for now
6. Choosing the mutual funds and investment manager. Here’s the fun part where i’m doing research here and there..hehe

There are times when I just wanna give up and use a financial planner service, hehe but I think we’ll manage to do it ourselves too. Amin… (with a little help from here and there for inputs to consider)

Finally I (yes, I karena Pandu nyerahin semuanya ke gw…kekeke) decide on what mutual fund to buy…

I should have done this the minute Nara born, because now we have to spare more money each month because of the delay. But hey, better late than no fund right?

Next,

Let’s tighten our belt more to get us that dream house